infinityqueen.co.uk

I 've been everywhere, everybody knows me; super fresh news from all over the Country!

And this is what you can find in Central London

Halloween

How to plan an enchanted Garden

The features: fairy lights, plants and rocks

Baby Blue Wallpaper most recent design

 A new electric car called funky cat!

The GWM Ora 03 (a small electric car) with a name – the Ora Funky Cat.

60s- design with car headlights looking like eyes! Round.

Market overflowing with Bengal Cats!

BYD selling new eclectic cars as low as 20 grand!

What prices will the competitors do? 

MiFi| Mobile Wi-Fi  

cheap MiFi

BEST AND CHEAPEST BROADBAND

Best for those who move a lot; as good as home broadband much cheaper and no problems if you move.

 

Are luxurious cats growing in price in the UK?

 

 

Nissan Leaf was world's best selling electric car and now is the world's all-time best selling plug-in electric car.

Chinese electric car companies in UK

(In 2024 around half of the most popular electric cars sold in the UK are from China.) Chinese offer better value for money. See below:

MONZO BANK MOST LIKED BY UK CUSTOMERS

 

Monzo has been rated the top personal and business current account provider in Great Britain. Starling Bank came in second place for both types of current account, according to the Competition and Markets Authority's (CMA) latest survey on banking satisfaction.

BARCLAYS one of the most ruthless banks

NOT ONLY CUSTOMER SERVICE IS BAD; BUT THEY FIND WAYS TO LEGALLY CLOSE CUSOMERS ACCOUNTS BY MANY DIFFERENT WAYS LIKE FOR EXMAPLE ASKING TO PROVIDE DIFFERENT TYPES OF DOCUMENTATION, FIND, IT INSUFFICIENT AND THEN BLAIM IT ON AUTOMATED SYSTEM.

GREADY BANK

AS SOON AS A NEW PERSON REGISTERS AND THEY SEE MONEY COMING TO THE ACCOUNT OFFER A LOAN  

BE WARE OF SUDDEN MORTGAGE INCREASE

Barclays the most complained-about British bank, with largest number of reported cases to The Financial Conduct Authority

WORTH TO KNOW

The Financial Services Register (FS register) is a public database of the firms we authorise and regulate and it also shows warning pages for unauthorised firms. This entry holds contact details for the firms and we would always encourage consumers to use these details to ensure they're dealing with the genuine firm. 

A New Year! And what The New Year has in store for us?

Aldi price drops - is this the end of inflation and the beginning of lower prices?

Aldi voted Cheapest Supermarket

 

 

Lights on Carnaby Street; Carnaby Universe - Best Christmas Decorations in whole of London

 A new holiday season is already here!

The Shard (highest building) 

The best view in  London.

 

You can enjoy it for up to two hours for only £24 watching the whole London in its beauty from the top of the Tower (the 31st Floor(It has 33)).

 

Diwali The greatest festival of lights!

 

Halloween…and there is something for everyone…In Princes Arcade at Kahve Dunyasi Unit 3 200 Piccadilly Street, St James’s London W1J 9HU

 

 

Harvey Nichols sells stock from 5 years ago!

 

You would think such a reputable high end brand would sell the most recent designs.

Not at all!

Their stock is from at least 5 years old until the point of sale!(2018 production year)

 

Does this mean our beloved brand is in trouble?

Keep an eye on the updates.

 

 

 

New legislation for landlords 2023

From April 2023, the annual capital gains tax-free allowance is reduced. This means if you plan to sell a rental property after April, you could pay more in capital gains tax. Until April, the tax-free allowance is £12,300 per person – the amount of 'gain' you can make when you sell an asset that will never be taxed.

 

What changes will be made in the new Renters Reform Bill 2023?

 

Landlords and letting agents will no longer be allowed to impose blanket bans on renting to families with children or individuals receiving benefits, and enhancing tenants’ rights to keep pets.

 

The Renters’ Reform Bill aims to redress the balance between landlords and the 4.4 million private rented tenants, offering support for cost of living pressures and protections for vulnerable individuals. At the same time, it will provide clarity and support for the estimated 2.3 million private landlords through the introduction of a Private Renters’ Ombudsman, improvements to possession grounds under section 8, and the establishment of a new property portal.

 

Abolition of Section 21 “no fault” evictions

Section 21 will be abolished, meaning landlords can only evict tenants under reasonable circumstances defined by law. This change aims to empower tenants to challenge poor practices and unjustified rent increases while encouraging landlords to engage and resolve issues. For landlords, this means they will need to provide specific reasons when evicting a tenant, and for renters, it offers more security in their tenancies.

Philipp (Respondent) v Barclays Bank UK PLC (Appellant)

Mrs Philipp alleges that Barclays acted in breach of the duty (said to be derived from the decision of Steyn J in Barclays Bank plc v Quincecare Ltd

JUDGMENT GIVEN ON 12 July 2023

“The bank’s duty of care”...“DISHONEST AGENTS”...”“Misuse” of authority”...Conclusion on the “Quince Care duty”

97. In summary, the duty of a bank which has come to be referred to as the

“Quincecare duty” is not, as that epithet might suggest, some special or idiosyncratic

rule of law. Properly understood, it is simply an application of the general duty of care

(Page 35 of the order)

owed by a bank to interpret, ascertain and act in accordance with its customers

instructions. Where a bank is “put on inquiry” in the sense of having reasonable

grounds for believing that a payment instruction given by an agent purportedly on

behalf of the customer is an attempt to defraud the customer, this duty requires the

bank to refrain from executing the instruction without first making inquiries to verify

that the instruction has actually been authorised by the customer. If the bank executes

the instruction without making such inquiries and the instruction proves to have been

given without the customer’s authority, the bank will be in breach of duty. It will also in

making the payment be acting outside the scope of its own authority from the

customer and will therefore not be entitled to debit the payment to the customer’s

account.

98. These principles are not limited to corporate customers. They apply wherever

one person is given authority to sign cheques or give other payment instructions to a

bank on behalf of another. They apply, for example, where under the mandate for a

joint account either account holder has power to bind the other. It is therefore a

misplaced criticism to suggest that the law gives companies a protection which is

denied to individuals.

99. Similar reasoning would also apply where a bank is on notice, in the sense of

having reasonable grounds for believing, that the customer lacks mental capacity to

operate a bank account or manage her financial affairs. As illustrated by the decision of

the Singapore Court of Appeal in Hsu Ann Mei v Oversea-Chinese Banking Corp Ltd

[2011] SGCA 3, the bank’s duty of care may require the bank not to execute its

customer’s instructions in such circumstances until further inquiries can be made.

100. On the other hand, these principles have no application to a situation where, as

in the present case, the customer is a victim of APP fraud. In this situation the validity

of the instruction is not in doubt. Provided the instruction is clear and is given by the

customer personally or by an agent acting with apparent authority, no inquiries are

needed to clarify or verify what the bank must do. The bank’s duty is to execute the

instruction and any refusal or failure to do so will prima facie be a breach of duty by

the bank.”...

“The limit of the duty to execute valid payment instructions

106. The duty of a bank to carry out its customer’s valid payment instructions is not

without limit. I have already mentioned the implied condition that the bank cannot be

required to carry out an unlawful act (see paras 31-33 above). It was also accepted by

Mr Patrick Goodall KC on behalf of the Bank that, as stated in Karak at p 624, there is

an implied condition that a bank will act honestly towards its customer.

107. The possibility of a further implied limitation is suggested by the Australian case

of Ryan v Bank of New South Wales [1978] VR 555, 579, where McGarvie J pointed out

that there can be circumstances in which a person who has a duty to execute an order

given by another person would not reasonably be expected to comply literally with the

order.”

 

 

MICHNO (Claimant) V STRETTONS LTD (Waltham House 11 Kirkdale Road, Leytonstone, London, E11 1HP)

ISABELLE WAIGHT AND PAUL JOSEPH(DEFENDANTS) 

An  application has been made in the First Proceedings to strike-out and/or summarily dismiss the  claim, that application being listed to be heard together with the First Defendant’s Application  at the Hearing;a party  affected by it may apply for it to be varied or set aside.UPON the Court noting that the First Proceedings and Second Proceedings have not been  consolidated; 

REASONS 

It would be wrong to allow  the First Defendant’s application to go ahead in these proceedings, given the  desirability of dealing with both proceedings on the same occasion.

 

 

 

 

 

 

Primark vs Harrods?

£3,000 Jacket from Harrods (£2,630.00) Same Material and looks in Primark (£15.00) Why buy overpriced?

 

 

 

Why not buy a dress approximately 200 times cheaper?

 

Keep an eye on fashion updates. Latest fashion comparison site is here.